In an increasingly complex global fiscal landscape, the mobility of High-Net-Worth (HNW) individuals requires more than just standard planning — it demands foresight and technical depth. As cross-border regulations evolve, the ability for wealth solutions to remain portable across jurisdictions has become a critical competitive advantage for advisers and their clients.
Today, Utmost, a leading global provider of insurance-based wealth solutions, has released its Winter 2026 edition of Navigator. This briefing is designed exclusively for advisers of HNW and UHNW individuals, offering a strategic analysis of special international tax regimes and the regulatory shifts shaping 2026.
Navigating Special Tax Regimes
This quarter’s edition focuses on HNW expat tax regimes and how portability can outperform in long-term wealth planning. The Technical Spotlight digs into special tax regimes in the UK, France, Portugal, Italy and Spain to uncover the pitfalls and how advisers can navigate them effectively.
Strategic Insights & Market Trends
The edition also features an interview with Utmost’s CEO, Paul Thompson, in the Navigator Voices section. He shares his insights on what defines a resilient life company and explores Utmost’s financial strength alongside his predictions for three trends that will shape the industry’s future in 2026 and beyond.Furthermore, the Country Focus examines managing tax compliance for Asian HNW families, new tax risks for trust-owned life policies in France, and the impact of frozen tax thresholds in the UK.The Regulation, Tax and Compliance section covers the 2026 Belgium Budget, reforms in France and Colombia, and updates on Sweden’s yield tax.
A word from the experts
Aidan Golden, Head of Group Technical Services at Utmost, commented on the release:
“As global tax regimes for expats continue to evolve and cross-border complexity increases, advisers need technical depth, clarity and foresight more than ever. This edition seeks to equip the intermediary community with practical insights into how portable solutions can protect long-term wealth outcomes across different jurisdictions.”
Discover the full report : Utmost Navigator – Winter 2026 : http://www.utmostnavigator.com
