In a world shaped by geopolitical instability, regulatory shifts and volatile markets, wealthy families are increasingly focusing on one essential objective: protecting and transmitting their wealth across generations.
Speaking at the Family Offices & Asset Management Summit (FOAM), Jürgen Vanhoenacker, CEO of Utmost Luxembourg, highlighted how this environment is pushing investors to adopt a more structured approach to wealth planning. For many families, uncertainty has become less a threat than a catalyst to rethink how their assets are organised and protected.
Two priorities dominate today’s discussions with clients: asset protection, shielding part of private wealth from external risks, and intergenerational transmission, ensuring that wealth can move smoothly to the next generation regardless of political or economic contexts.
Utmost Luxembourg addresses these challenges through insurance-based wealth structures designed for sophisticated investors. Operating in open architecture, the firm combines its insurance wrapper with the expertise of asset managers, private banks, wealth advisors and family offices to build tailored solutions.
At the same time, the growing appetite for private market assets continues to reshape portfolios, with many investors turning to private equity and private debt to diversify away from public market volatility. Integrating these strategies within insurance structures has become an increasingly relevant tool in long-term wealth planning.
