Utmost Wealth Solutions, a prominent provider of insurance-based wealth solutions, has introduced Navigator, a quarterly technical briefing designed to keep advisers to High and Ultra-High Net Worth (HNW and UHNW) individuals informed on the latest developments in the international wealth and life assurance markets.
Each edition of Navigator draws on the expertise of Utmost Wealth Solutions’ technical team, covering essential updates on tax, legal, and regulatory issues. The publication also integrates Pulse, a tool providing insights into upcoming regulatory, tax, and compliance changes across the UK, EU, and beyond.
The Winter 2025 edition addresses:
- UK Retirement Savings: A comprehensive analysis of the shifting landscape following Autumn Budget reforms affecting Inheritance Tax, the Non-Dom Regime, and legislation impacting UK expats.
- Spotlight on Spain: Key developments, including the end of the Golden Visa program, Spanish Supreme Court rulings on unit-linked life insurance contracts, and a 2025 tax increase on savings and gains.
- Global Trends: Updates on regulatory changes in the UK, Sweden, Finland, Italy, and Asia, alongside a deep dive into private market assets and international bonds.
This edition also features contributions from Utmost’s new colleagues at Lombard International, offering insights into the implications of IVASS’s expanded regulatory reach on investment limits for Luxembourg- and Ireland-based insurers.
Aidan Golden, Head of Group Technical Services at Utmost Wealth Solutions, highlighted the briefing's significance: "At a time of complex regulatory change and global market volatility, Navigator provides a digestible roundup of crucial developments to support advisers in navigating these challenges. The positive feedback from our partner network underscores its value as a resource for staying ahead."
For more information, explore the full briefing here: www.utmostnavigator.com.
